• Why Mortgage Pre-Approval Should Be Your First Step in Homebuying,DEXTER PHILLIP

    Why Mortgage Pre-Approval Should Be Your First Step in Homebuying

      As housing supply grows and mortgage rates stabilize, now is an ideal time for those dreaming of homeownership to take the plunge. But before you start browsing listings or scheduling home tours, you must take one crucial step to ensure a smooth homebuying process: securing a mortgage pre-approval

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  • Discover New York-Specific Down Payment Assistance Programs,DEXTER PHILLIP

    Discover New York-Specific Down Payment Assistance Programs

    Did you know that nearly 80% of first-time homebuyers qualify for down payment assistance, yet only 13% take advantage of these programs? These programs are an untapped resource for many buyers, and it's even more critical in states like New York, where housing prices can be steep.   Suppose you're

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  • A First-Time Buyer’s Guide to Credit Scores,DEXTER PHILLIP

    A First-Time Buyer’s Guide to Credit Scores

    Unlocking Your Dream Home Buying your first home is an exciting milestone but can also be daunting if you're unsure about your credit score requirements. This guide is here to help. Understanding your credit score is vital for securing the right mortgage if you're a millennial entering the real esta

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